According to several sources, many within our own government, Small and Midsize Businesses (SMBs) make up “99.7 percent of all U.S. employers” [1]. Micro-Businesses, usually 10 or fewer employees, “represent as much as 15 percent of the U.S. economy” [2] and have been cited as making up 78.8 percent of all U.S. employers [3]. Those are some pretty amazing numbers…